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Universal Life

What is Universal Life Insurance?

Universal life insurance is a type of permanent life insurance based on a cash value. The policy is established with the insurer where premium payments above the cost of insurance are credited to the cash value of the policy. With a Universal Life Insurance policy, the interest credited to the account is determined by the insurer. In many cases it is based on a financial index such as a stock, bond and or other interest rate index. Contact us for more information about Universal Life Insurance and to learn more about all of the options that are available.

Universal Life Insurance Nevada

Do I need Universal Life Insurance?

It is Nevada Life Services professional opinion that a Universal Life policy is suited for a very small segment of society. If this type of policy is not very carefully explained in full it can be interpreted as being deceptive. It is absolutely imperative that the insurance professional marketing this product fully understands the objective and goals of the client and then fully explain the workings of the policy in detail. Contact Nevada Life Services for more information about Universal Life Insurance.

“Insurance is not an investment; it is a tool that can be used to secure a guaranteed outcome to an inevitable situation when it arrives.”

Contact: 702-340-3939

“Providing income replacement, asset protection, and financial security.”